HUD Certification for Manufactured Homes (Kentucky)
HUD Certification for Manufactured Homes in Kentucky
When financing or refinancing a manufactured home, lenders often require a HUD Compliance Certification to confirm the home’s foundation and any structural additions meet federal standards. At Wright Choice Property Inspection, we provide these inspections across Kentucky to help homeowners, buyers, and lenders meet all HUD requirements quickly and accurately.
What is a HUD Foundation Certification?
A HUD Foundation Certification is a formal engineering document confirming that a manufactured home is permanently installed and complies with the HUD Permanent Foundations Guide for Manufactured Housing (PFGMH, 1996). These certifications are typically required for:
- FHA or VA loans
- New placements of manufactured homes
- Refinance or resale of existing homes
- Homes with additions such as porches, decks, or garages
Our inspections are performed in accordance with HUD and lender requirements, and every report is reviewed and sealed by a licensed professional engineer.
Why Do Lenders Require It?
Lenders want assurance that the home is safe, secure, and permanently affixed to its foundation. This includes confirming the structure:
- Is properly anchored to prevent movement
- Has correct footings and support systems
- Includes drainage systems to avoid water accumulation
- Is not compromised by additions like carports or sunrooms that aren’t self-supporting
What We Inspect
Our HUD Certification inspections cover:
- Foundation type and anchoring system
- Piers, footings, and structural supports
- Skirting and ventilation
- Drainage and grading around the home
- Any attached structures or additions
- Compliance with the Permanent Foundations Guide standards
If your home has additions, we’ll evaluate whether those are structurally independent and not bearing on the original manufactured home structure.
Our Process
- Schedule your inspection with our team (typically available within a few business days).
- One of our certified inspectors visits the property and gathers all necessary data, including photos, dimensions, and structure details.
- Our licensed engineer reviews the report and delivers a stamped HUD Certification letter, usually within 2–3 business days.
- We send you the completed certificate—ready to submit to your lender or closing agent.
Serving All of Kentucky
We proudly serve clients throughout Kentucky and bring years of experience inspecting manufactured homes and navigating HUD compliance. Whether you’re a buyer, seller, lender, or real estate professional, Wright Choice is your local partner for fast, reliable, HUD-compliant inspections.
Why Choose Wright Choice?
With deep roots in Kentucky and a reputation built on precision, professionalism, and integrity, Wright Choice is your local expert in property inspection services. We understand the specific needs of manufactured housing across the state and partner with real estate professionals and lending institutions to streamline the certification process.
We’re not just inspecting homes—we’re helping families move forward with confidence.
Serving all of Kentucky — Schedule your HUD Certification today with Wright Choice Property Inspection.
📞 Call us or book online at yourwrightchoice.com
